How Can WeHelp You?

Avela charges a small, transparent fee for each advance - typically KSH 50-200 for advances under KSH 10,000, and 2-5% for larger amounts. There are no hidden charges, monthly fees, or interest rates.

Most advances are sent to your M-Pesa wallet instantly! Once you're verified (which takes 2-3 minutes), future advances typically arrive in your M-Pesa within seconds.

No, we don't check CRB and advances don't impact your credit record. Our approval is based entirely on your employment verification and earned wage calculation.

The advance amount plus fee is automatically deducted from your next paycheck through your employer's payroll system. It's completely seamless - you don't need to do anything.

You need to be 18+, have a steady job with payroll, earn at least $150/month, and have an active mobile money account. We work with most major African employers.